Request a call back...
Contact us today to discuss how we can help you.
Alternatively, you can call us on 01489 663700 (Open Mon-Fri, 9am – 5pm)
Financial planning
You can rest assured when you have a clear plan for the future...
Financial planning can help you achieve your goals in life, whether it’s a comfortable retirement, buying the home you always wanted, saving for school fees or passing on your wealth.
Achieving your goals
Financial plans at every stage of life…
Saltus financial planners are experts at creating financial plans for clients at every stage of life. Our mission is to help you take control of your finances. We can help you map out your financial and life goals and ensure that you have a plan that will deliver them.
Catering for your needs…
We can create a personalised and collaborative financial plan with you by listening to, and understanding, your needs and then applying our knowledge and expertise. This ensures your money continues to deliver for you and builds enduring personal relationships based on trust and experience.
Navigating the investment world…
We will help you to navigate the complex landscape of the investment world and assist with structuring your investments in a tax-efficient manner.
As an independent financial planning firm, we are able to provide objective advice that is aligned with your best interests. We can offer the best of both worlds, either providing in-house investment strategies managed by Saltus Asset Management or from an alternative provider, depending on your objectives.
What to expect from our financial planning service
A bespoke plan for you
We create a personalised financial road map for our clients. Prior to investing, we can provide a clear recommendation on areas such as how much you need to save towards retirement, pension consolidation, how much income you can draw from your investments, minimising your tax burden, what return your investments need to generate to deliver your plan and how to pass on your wealth effectively. You can find out more about our services below.
An award-winning proposition
We’re award winning and proud of it. We’ve been recognised not just for our expertise but the quality of our client relationships and service too.
A chartered firm at the forefront of our profession
Saltus Financial Planning is a ‘Chartered’ financial planning firm. It is a recognition awarded to only a small number of firms that are at the forefront of our profession.
Achieving Chartered status means that we have met the highest standards for technical competence in the advice we provide to clients. It also demonstrates our dedication to continued professional development and shows that our clients are at the heart of everything we do.
A highly qualified team
We are specialists in financial planning and have been supporting our clients with their finances for over 20 years. Our team consists of some of the most highly qualified advisers in the country.
We’ll explore your objectives and requirements in detail, taking everything into account to create a personalised and bespoke financial plan.
A bespoke plan for you
We can create a personalised and all encompassing financial road map for our clients. Prior to investing, we can provide a clear recommendation on areas such as how much you need to save towards retirement, pension advice and consolidation, how much income you can draw from your investments, minimising your tax burden now and in the future, what return your investments need to generate to deliver your plan and how to pass on your wealth effectively.
We harness the latest technology
We harness the latest and proprietary technology to deliver our service. This might be using our bespoke cashflow modelling software to help bring your plan to life, or it could be providing an unrivalled experience through our in-house mobile app so you can easily view how your money is invested.
Effective cashflow planning, for example, has the potential to be life changing. Your assets, liabilities, regular saving plan and financial goals can be input into the modelling software. These can be overlayed with different assumptions such as expected investment growth, to help establish if you have enough money to achieve all your goals.
A wide range of award-winning investment solutions
We provide a wide range of investment management solutions so we can find the one that best meets your needs, with the aim of delivering optimal risk-adjusted returns. As a financial planning client, you’ll have access to the Saltus Asset Management team so you can have a clear understanding of their investment views.
We’ll work around you
We’ll work around you, with the ability to hold meetings via video, at your home, at your workplace, or at one of our offices
Do you need help with your financial planning?
Our advisers can create a financial plan to help you achieve your financial goals, whether it’s a comfortable retirement, improving your tax position or passing on your wealth. Get in touch to discuss how we can help you.
How it works:
Initial call
A quick call to establish if we're the right partner for you and which adviser is best placed to help meet your needs…
Initial call
A quick call to establish if we're the right partner for you and which adviser is best placed to help meet your needs…
Discovery meetings
Your Saltus adviser will spend time getting to know what really matters to you. They'll determine your financial goals and aspirations and understand any concerns you may have too…
Discovery meetings
Your Saltus adviser will spend time getting to know what really matters to you. They'll determine your financial goals and aspirations and understand any concerns you may have too…
Proposal
Our expert team will provide a complete financial overview and produce a personal recommendation to achieve all your goals, big and small…
Proposal
Our expert team will provide a complete financial overview and produce a personal recommendation to achieve all your goals, big and small…
Start our journey together
We’ll take care of any transfers and begin a long term relationship that will evolve over time…
Start our journey together
We’ll take care of any transfers and begin a long term relationship that will evolve over time…
About Saltus?
Find out more about our award-winning wealth management services…
Winner
Best Wealth Manager
Winner
Investment Performance: Cautious Portfolios
Winner
Top 100 Fund Selectors 2024
Winner
Best Places to Work 2024
£8.2bn+
assets under advice
20
years working with clients
350+
employees
97%
client retention rate
Saltus Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. Information is correct to the best of our understanding as at the date of publication. Nothing within this content is intended as, or can be relied upon, as financial advice. Capital is at risk. You may get back less than you invested. Tax rules may change and the value of tax reliefs depends on your individual circumstances.
Whiteley
Solent Business Park, 4500 Parkway, Whiteley, PO15 7AZ
Bath
Queen Square House, Queen Square Place, Bath, BA1 2LL
Bournemouth
Suite 10, Branksome Park House, Branksome Business Park, Bourne Valley Road, Poole, BH12 1ED
Bristol
Spaces Castle Park, Programme Building, The Pithay, Bristol, BS1 2NB
Farnham
Gostrey House, Union Road, Farnham, Surrey, GU9 7PT
Leigh-on-Sea
1279 London Road, Leigh-on-Sea, SS9 2AD
London
3 -5 Rathbone Place, London, W1T 1HJ
Penarth
The Gallery, 1-3 Washington Buildings, Penarth, CF64 2AD
St Albans
2nd Floor, Dagnall House, 2 Lower Dagnall Street, St Albans, AL3 4PA
Wells
Melbourne House, Wells, BA5 2PJ